Terms & Conditions

Last Updated: 18 December 2025

1. Introduction

These Terms & Conditions govern your use of the SwiftPayments website and services. By accessing our site, you agree to these terms. SwiftPayments is a trading name of Access Pay Ltd.

2. Services Provided

• Card payment solutions
• Business funding options
• Commercial waste bin services
• Business energy comparisons
• General business support

3. Eligibility

• 18 years or older
• UK-based business or sole trader
• Authorised to act on behalf of your business

4. Accuracy of Information

You agree to provide accurate information. False information may result in service cancellation.

5. Third Party Providers

Some services are provided by vetted third parties. We are not responsible for their pricing, delays, or contract terms.

6. Fees and Pricing

All fees will be clearly explained before signup.

7. Limitation of Liability

We are not liable for loss of profits, business interruption, third-party downtime, or external system failures.

8. Website Use

You must not misuse or copy website content.

9. Termination

We may suspend or terminate access if these terms are breached.

10. Governing Law

These terms are governed by the laws of England & Wales.